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平安银行单笔分期等产品利率调整公告

尊敬的平安银行信用卡客户:

 

央行自律委员会要求 “对于信用卡分期和透支等情况均需标识年化利率,作为综合成本向客户进行明示。”为响应该要求,我行对单笔分期、单笔自动分期、专项分期的手续费率调整展示如下。

 

一、      单笔分期

期数
每期手续费率区间
日利率区间
年化手续费率区间
3
[0%,0.90%]
[0%,0.044%]
[0%,16.13%]
6
[0%,0.90%]
[0%,0.050%]
[0%,18.28%]
12
[0%,0.85%]
[0%,0.050%]
[0%,18.32%]
18
[0%,0.84%]
[0%,0.050%]
[0%,18.31%]
24
[0%,0.84%]
[0%,0.050%]
[0%,18.29%]

 

二、单笔自动分期

 

 

 

 

期数
每期手续费率区间
日利率区间
年化手续费率区间
3期
[0%,0.90%]
[0%,0.044%]
[0%,16.13%]
6期
[0%,0.90%]
[0%,0.050%]
[0%,18.28%]
12期
[0%,0.85%]
[0%,0.050%]
[0%,18.32%]
18期
[0%,0.84%]
[0%,0.050%]
[0%,18.31%]
24期
[0%,0.84%]
[0%,0.050%]
[0%,18.29%]

 

 

 

三、专项分期 

期数
每期手续费率区间
日利率区间
年化利率区间
6
[0%,0.90%]
[0%,0.050%]
[0%,18.28%]
12
[0%,0.85%]
[0%,0.050%]
[0%,18.32%]
24
[0%,0.84%]
[0%,0.050%]
[0%,18.29%]
36
[0%,0.84%]
[0%,0.049%]
[0%,18.05%]

 

 

 

 

 

 

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