关于平安银行信用卡现金分期产品利率区间调整的公告
尊敬的客户:
感谢您一直以来对平安银行信用卡的支持和信任,自2023年5月29日起,我行现金分期产品各期数的年化利率(单利)区间统一调整为0%-18.25%,对应的日利率区间为0%-0.05%。平安银行将依据客户的实际用卡情况,在区间范围内对客户的具体利率进行调整,最终利率以客户办理业务时页面实际展示为准。定价调整后的产品细则详见《平安银行信用卡现金分期业务条款及细则》 。
调整前及调整后的利率标准对比如下:
期数
|
调整前
|
调整后
|
||
日利率区间
|
年化利率区间
|
日利率区间
|
年化利率区间
|
|
3期
|
[0.030%,0.049%]
|
[10.77%,17.73%]
|
[0%,0.05%]
|
[0%,18.25%]
|
6期
|
[0.035%,0.050%]
|
[12.64%,18.08%]
|
[0%,0.05%]
|
[0%,18.25%]
|
12期
|
[0.038%,0.050%]
|
[13.89%,17.90%]
|
[0%,0.05%]
|
[0%,18.25%]
|
18期
|
[0.039%,0.050%]
|
[14.09%,18.10%]
|
[0%,0.05%]
|
[0%,18.25%]
|
24期
|
[0.039%,0.050%]
|
[14.11%,18.09%]
|
[0%,0.05%]
|
[0%,18.25%]
|
特此公告!
平安银行信用卡中心
2023年2月28日